Stephen Gregg, Success, Napoleon Hill’s “Do What the Wealthy Do” Homework | DO 5

Multi-million dollar network marketer, Stephen Gregg, shares how he lost it all and how he’s almost got it all back by implementing the “key” to taking control of a business. The inspiring story of Gregg is filled with life-changing information that anyone down on their luck can take to the bank… literally. In fact, he imparts some words of wisdom to anyone that’s experiencing a low point in their life on how they will pull themselves up so they can enjoy life again.

The Do Over Guy closes the show by extracting a hidden gem buried in the teachings of Napoleon Hill and assigns the lesson as the “Do What the Wealthy Do” homework.

If at first you don’t succeed… Do Over! Discover a better life. Get lasting results. Easier. Faster. Smarter.

Learn why your success will be lasting this time when it wasn’t then by implementing the ignored, underestimated and unknown steps to producing results.

Success Leaves Clues... It's a habit!Multi-million dollar network marketer, Stephen Gregg, shares how he lost it all and how he’s almost got it all back by implementing the “key” to taking control of a business. The inspiring story of Gregg is filled with life-changing information that anyone down on their luck can take to the bank… literally. In fact, he imparts some words of wisdom to anyone that’s experiencing a low point in their life on how they will pull themselves up so they can enjoy life again.

The Do Over Guy closes the show by extracting a hidden gem buried in the teachings of Napoleon Hill and assigns the lesson as the “Do What the Wealthy Do” homework.

If at first you don’t succeed… Do Over! Discover a better life. Get lasting results. Easier. Faster. Smarter.

Learn why your success will be lasting this time when it wasn’t then by implementing the ignored, underestimated and unknown steps to producing results.

Your Do Over | Discover a Better Life | Get Lasting Results | Inspiration | Motivation | Success (mp3)

Resources mentioned in this episode:

Podcast Transcript:

Stephen Gregg, Success, Napoleon Hill’s “Do what the wealthy do”, Homework


Intro: Hi, this is Matt “The Do Over Guy”, and this is Your Do Over: Episode Five.

Narrator: During an era where countless people, businesses, and organizations are feeling the pinch, running out of time, running out of money, losing confidence, feeling as if life is unfair, praying for another chance, and unless something is done- life is going to pass them by. Life is going to pass them by. Fortunately, in the nick of time there is now a place where the ignored underestimated and unknown steps to producing results and making life work are revealed. Save your career. Save your business. Save health. Save your relationships. Save your life. Get from where you are to where you want to be, faster and with greater ease than you ever thought possible.  Say hello to “Your Do Over”.

Matt: Welcome to “Your Do Over” the place where you get to hear, learn, and take action on the ignored, underestimated, and unknown steps to producing results.  And, this is the show where I get to show people dissatisfied, unhappy people, discontent people, the people that just don’t like what is going on in their current situation. I show them how to start over, discover a better life, and get lasting results. I show them how to do is easier faster smarter. The whole intent is that they never have to do over again; they will never have to start over again. If you are in the situation, get a head start on your do over by going to to download “The Three Pillars of Creating the Ultimate Do Over”, it is an mp3 audio recording, it is yours absolutely free, and you can get it at So, go ahead and get started, don’t hesitate, discover a better life, and get lasting results, right now at free do over dot com.

All righty, I initially set out to keep my podcast under thirty minute, preferably around twenty minutes, and I’ve notice that when I conduct and interview- time sort of gets away from me. So, today we do have an interview and I will get into it right away, I want to honor that commitment of thirty minutes, or less. What you are going to notice today, you are probably going to notice a similarity to our last two guests. You see I was in a network marketing company the last three years or so and we were in the business of selling real-estate investing education, the motto was, “we don’t just teach real-estate investing, we create real-estate investors.” It was an awesome company, awesome product, in fact, what was so great it was that you could make your money actually using the product, or you could make your money selling the product. And, there are a lot of us, but the most successful within that company chose to do both. It just kind of went hand in hand. So, awesome company, awesome product, you know I would probably still be involved in it full time had there not been such an upheaval in the leadership in my territory. In a nutshell, with less support it became more difficult to generate a living from it. But, I was able fortunately to take the education and place the majority of my attention on that of being a real-estate investor. I mean, that is essentially why I got involved in the first place, and I am really grateful that the company delivered because here I am making a living and building  my fortune as a full time real-estate investor. An additional benefit of being involved in that company, of being involved in that particular company, was the number of amazing successful people that I was able to meet and establish relationships with. You see the compensation plan it was absolutely ridiculous, I mean the compensation plan within that company was so lucrative that it attracted the best of the best within that industry of direct sales and network marketing. I mean, highly skilled and successful people came to that company and right out of the gate they started earning high six figure incomes in their very first year, and if you have ever been in that industry or been involved in a company you know that’s- you hear about those stories, but they seem to be that unicorn in the woods.  Like, you never get to put your hands on it, or experience it yourself, but really, for example, John Willson, who we had on a couple shows ago, I mean he had a couple, I don’t know three or four six figure months in his first year. I mean he still holds the record for the biggest grossing month in that company of 256,000 dollars, so you can see that type of money  would attract a lot of people and it defiantly brought out the best of the best. And they have all taught me so many invaluable lessons that I have asked several of them to come onto the show and share their words of wisdom. I mean, they are extraordinary individual that have insight that you might not otherwise have access to. I mean they have all since left the world of network marketing since that company and they have started new endeavors and they have started producing similar results. And, that is one thing that I learned about network marketing, and it was my very first exposure to the industry. And, the skills and the lessons that you learn within, are the types of skills and lessons that you probably wouldn’t learn anywhere else. And, those skills, they translate beautifully to the business world, whether it is within network marketing, or not, it doesn’t really matter. In that industry, it will reveal what you are made of; you will come to know yourself, and who you are. You will know if entrepreneurship is for you or not. In fact, Robert Kiwasaki suggested that network marketing is better than an MBA for real world application. And, I don’t think that is too far from the truth.  I know Donald Trump, he is on record as saying that as well, if he lost everything and had to start from scratch he would do network marketing. That is how he would do it. Sorry, getting off track, this is not a podcast, or even an episode about network marketing, I just went off on a little tangent there sorry. I was attempting to lay the groundwork for my next guest, and I very excited to have this next guest. He is one of two mentors in my life that has made the biggest difference in my professional life; I mean he has really shown me what work looks like. I mean he taught me words like intent and focus and vision, and he taught me what they mean.  Certainly, we all know what they mean, but to literally take them put them into action and take them to their most literal meaning and implement them into their life. There is power behind that. It made a tremendous difference in my life just being able to witness it, to watch, to watch someone actually walk the talk, so to speak. I mean we know so many people out there that talk a great game but are they really walking the talk? Are they walking their words? Are they practicing what they preach?  I mean this gentleman certainly did, I mean he almost generated over 700,000 dollars in his  first year in that network marketing company that I mentioned earlier. And, it doesn’t matter what endeavor you take on, it doesn’t matter what company was, those are amazing results, and it is because he is focused, and he has an amazing work ethic.  He has move on from that company however, since, and he is in the middle of his do over. He has launched his own company. He is going to tell us all about that and he is going to tell us what it takes to actually start over. I mean another amazing story of rise and fall and rise again, because he did lose it all in-between.

Matt: And, I just want to introduce him to you, a really good friend of mine Steven Gregg.              Steven thanks for taking time out of your schedule to share with us your do over.

S: No problem. Thank you for having me.

Matt: You bet, I am glad to have you here. Well, I know things are going really well for you right now in the world of business you seem to have stumbled across a nice little invention and you are going to be taking that to TV from what I hear, and we certainly want to hear all about that, but can you begin with what you were doing just prior to your current endeavor and lead me up to how you are where you are today.

S: Sure, I was in a business that had to do with real-estate investing and I had joined that company in 2006 when we first got into that business it was my wife and I , we just found out she was pregnant with her second kid and we got into that business and we were looking to make some money. It took about a few months to get going and we got down to a point where we had no money, but then the business started taking off for us and we generated a lot of income, you know, high six figure income, over the next twelve months, and then we decided to expand our business because real-estate was booming in 2006 and so we opened an office and expanded more and opened up a second office. So it was going really really well for us, and my wife was doing real estate and she bought a bunch of properties. I was doing the business side of our company and things were going right in the direction that we should, that we felt it should. And, of course, 2009 hit and things changed and the industry changed and got more challenging for us, so we had to make some conscious decisions. Do we go and keep robbing Peter to pay Paul? Or, do we cut bait and move on and try something different, so we had to make a decision and we did, we shut down our offices and had to re-start all over. Things got very, very challenging for us at that time. My wife and I we prayed about it, we thought through, “what should we do?” “What direction should we go?” And a friend of mine called me that day, and he has been a great friend of mine for a long time, which had a great product called Maxiview mirrors for cars, and he said this very profound statement to me. He said Steven, “The problem that you’ve had all these years is the same problem that I have had.” Harry said, “The one thing that you need to do is that you have to own the product, once you own the product then you have a lot more control of what goes on, and that is what happened and so that day I made a decision that I was going to go back, to partner back up with Harry and help him market the car mirrors, so I did and I called him up and told him what I needed and the direction that I wanted to go with it. I laid out this whole marketing plan and he accepted it. And so from that point on we rebranded the company and now we’re are back on television with it. we are hopefully going to be landing another big infomercial company in the next couple of days and the business is going in the right direction and so that is how we got to where we are now. It was a challenging road but it’s defiantly going to come.

Matt: Well, congratulations, I like a story where people pull themselves back up out of adversity and that is basically what this whole podcast is about. And, you know, when things are going really good, it is easy to feel unconquerable.  What was the first sign that things weren’t going so good and how did you respond?

S: Well, it was funny, the first sign that things were not going so well was in 2009 in the month of January in that business the industry, of course changed and the real-estate and our funding stopped and the first sign was when I first started getting a lot of cancellations. I have ten or eleven cancellations in a row, and the owner of that company called me out of the blue, which never happened throughout the two or three years before that. He called me wondering what was going on. And I didn’t know what was going on, I wasn’t doing anything different. I was doing business in the exact same way, but people were afraid and were holding onto their money, and so when you have a twenty, or thirty thousand dollar expense every month and zero income coming in it is a little challenging to deal with that so we knew we weren’t going in the right direction, but for the next six months we did persevere and we made  it through, but that when we noticed things were changing, and either we are going to change with it or we are going to fall by the wayside. So, what we did was we had to look at who we were, we had to look at the assets that we had, we had to look at the situation that we were in and make some conscious decisions about which direction we were going to go, and we did, you know sometimes those decisions were not easy. Actually they were very very difficult decisions, especially when you have hundreds of people relying on you for their livelihood. We had to look at the big picture, what was best for them and what was best for us, and we did we made a decision to shut down the offices, and I am grateful that I did because I look back at a lot of my friends that were having a hard time at the time are doing a lot better now because of the decision that we made.

Matt: How would you respond differently today under the same circumstances?

S: Well, you know hindsight is 20/20, so if I look back right now at the situation that we went into I would have made a little bit different decisions. I probably would have gotten into real estate investing itself.  I probably would have invested more into the properties that I was marketing and some of the things that I was learning. I probably would have done more of that to generate a little more stability. I probably wouldn’t have invested so much into the office and into the foundation that did. I invested a lot of my personal money and put a lot of my personal credit and things like that on the line to market the business, and looking back at it, I would have done things at a slower pace and gotten more partners involved verses me taking on that full responsibility which would have left me a little more liquid at that time. Those were some of the things that I would have done differently.

Matt: What was one mistake that you made in your first endeavor, that last endeavor that you swear that you will never make again?

S: Well one of the biggest mistakes that I made that I would never make again. I think one of the biggest mistakes that I made was putting the cart before the horse, in other words I started building the business and I put a strong marketing team together without setting up a strong foundation first. In other words having my bookkeeping in place, having my corporation structured properly, having the foundation of the business before I started peddling the business. I kind of went first- I went and built this big business and then tried to backtrack and build a foundation. And that is equivalent to trying to build a house. Say you built this beautiful mansion on this nice hill, but you don’t dig a hole, and you don’t put some cement in the crack. That house might look good for a short period of time, but when the winds come and the rains fall the house is going to fly right down that hill because there is no foundation. And actually that is what happened with me. And that is exactly the opposite to the way I started this business now. I built a strong foundation, I have the systems in place now, and now we are starting to build on top of that foundation. That was one of the biggest mistakes that I made and one of the greatest lessons that I learned was to build the foundation first before I build the building.

Matt: That’s really great advice; I know I have a lot of business owners that are listening to this show, great advice. Well, Steven, now that you are on your way back up, what new disciplines have you had to adopt in your do over?

S: One of the disciplines that I had to adopt was understanding delayed gratification. That was a challenge because in my previous business we received a substantial amount of the commission, up front, it was like ten thousand dollars at a time, and so it wouldn’t take long to make a lot of money, and so what had happened was that it started to create a lot of bad character habits internally, which means that I could make a little bit of money, a bad month was like a two sale month with a twenty thousand dollar home. And it developed lazy work habits and work ethics, and so it took a long time to get that out of my system, because before that I used to work for a company on TV- with a duck. You know that big insurance company and I worked for- that one.  And I had very, very strong work habits, where I would work a lot for a little. I had very strong work ethics and work habits, were I go to this company and I was able to have a lot of success without that same type of work ethic. And now coming back to this business our profit margin is a lot smaller, or actually our income is a lot smaller, from the initial sale, but overall if we plant a lot of seed we are going to grow a bigger harvest overtime, and so I had to learn that delayed gratification. You know, plant the seeds today, you know if you want to plant a kernel to raise a farm of corn, you know when you are planting corn you are not eating corn; you are eating rice and beans. And so I had to understand that now, I have got to plant all the seeds first, and then I have got to water that seed and fertilize that seed, before I can eat corn. Plant a little/eat a little/ plant a little/ eat a little. I planted and I ate as much as I planted so,  when it was time for the winter season that came there was nothing stored up, and so, those were some of the mistakes that I made that I definitely had to adjust in my mindset first and then in my actions.

Matt: That is a great analogy, what is the biggest challenge for you in your do over right now, and what are you doing to overcome it?

S: My biggest challenge in my do over project now is patience because, you know, I don’t know if you have an In and Out Burger’s where you are, but an In and Out Burger’s is really good, the best burger, and they just happen to put them next to the 24hr Fitness Gyms as well. You come out of the gym and the is the In and Out Burger , right there, and you smell that burger, and you just slimmed down doing some cardio vascular, but the burger is worth it, you’ve just got to have one. You see, if I have never eaten at an In and Out Burger I wouldn’t have the sensation of craving that In and Out Burger. And so, I have a similar thing with this, I have “tasted” success in a major way. I know what that tastes like.  And I tasted it quickly- and so the biggest challenge that I have to deal with right now is patience. Be patient enough to allow the food to grow, allow the things that I am planting to grow, so that I can reap the harvest later. So, that is definatly one of the challenges that I am dealing with that I have not worked through.

Matt: We have a similar experience there, in that I have tasted a lot of success, and then being completely humbled and having to start all over again. I can relate. What are some of the ways, Steven, that you are using technology today in your do over?

S: Well, it is interesting that you say that, one of the things that I have had a lot of success over the years in sales that are my background. I have been in sales my entire life; I don’t know anything other than sales. But the last few years with internet marketing and stuff like that, so I had to make a decision that I was going to become an internet marketing guru. I was going to learn internet marketing, and at the time I said it I didn’t know anything about internet marketing. But I knew that I need to know and made that decision that I was going to become an internet marketing specialist. So, I got on the web and I started learning things, and reading books and going to seminars and learning from people that were much better at it than I was. And, so, the thing that I did was to set up an entire internet business, now where, not only do I teach people how to succeed on internet marketing, I actually have a business and I run that internet marketing business, but one of the interesting things that I have learned over the last number of years is that no one person knows everything about internet marketing, and that is what I thought I had to learn over the years. I don’t need to learn everything, I just need to know what I have to accomplish, and if I don’t know how to do it, then I know how to attract people that do know how to do what I want done. So, that is what I am doing this time, I am building my business by way of internet marketing, by way of technology of the web. This is drastically different then my last business which was all hands on.

Matt: You know, this last question might be somewhat similar to your last answer but what service or technology is making the greatest difference in your business right now?

S: The biggest technology is internet marketing and the internet itself is the technology that I could say is making the greatest difference for me right now. I would also say, and I don’t know if this is called a technology but my ability to attract the right people, for the last couple of days, when the president of that company was a person that I respected tremendously, and he said a sentence one day, I was at a big workshop one day  and he said,  he used to run a real-estate investment college, that is what he did,  and he said a sentence, whether it is true or not I don’t know, but he said this sentence and it stuck with me, “you know it’s interesting how I run a college and have never been to college, well, how did I do that? He said I don’t need to know how to run a college what I need to know is how to attract people smarter than me that know how to run a college.” So, when I learned that sentence, it made me realize that I don’t need to know what ever business I get into for all its details, I don’t need to know all the fine lines of how it all works, I just need to know what I am trying to accomplish and then sell other people on how I want to accomplish it and get them to buy into what I am doing. And so, because of that it is really expanded my business tremendously, and I call that a technology because it is more of a mind set, it’s a mind shift, and those are the two things that helped me tremendously, hopefully this answered you question.

Matt: Hey absolutely, you know, there is a massive trend in business going towards delegating, of really focusing on your strengths and then finding someone else for your weaknesses, sounds a lot like what you discovered and you have discovered on your own, what would you say is the most important character trait of the people that you do surround yourself with?

S: One of the things right now that really excites me is the ability to see Maxiview Mirrors my company, go from nothing to a multi-multi hundreds of millions of dollar company, over the next few years. See it grow, help my friend Harry take this company to where he has to go out selling one product at a time at home shows to being a national brand name product. I believe that one day people are going to walk into a car dealership and say do you have Maxiviews for my car and they are not going to be asking for blind spot Mirrors they are going to be asking for Maxiview, it’s like you go to a store and you ask for Vaseline, you don’t ask for petroleum jelly, I don’t even know of any other kind of petroleum jelly, I just know Vaseline, that is it. And so, that is my goal is to see this company go to that level where Maxiview is the brand and that is it. So, I am excited about that. The reason I am excited about that is not about the money it’s to give me the freedom to be able to do what I do for God, I actually have a goal to put together workshops, and I wrote a book on living the Christian life and training, and stuff like that and so my ultimate goal is to go do that as a full time thing, you know, mostly full time. I want to be able to work two or three hours a day and go do work for God the other eight hours a day. So, that is another of my goals that I am excited about, that is where my future is going and I know it is right around the corner.

Matt: Hey, it sounds like it and from what I know of you in the past I don’t doubt it a second. If someone wanted to know a little more about your company and what you are doing how could they get some more information?

S: Sure, they can actually go to our website at and check out our website, or if they have any questions they can e-mail me direct at [email protected], or they can call my number at 888-788-7413, ext.100, any of those will reach me.

Matt: Will you repeat the phone number I am writing it down right now.

S: Sure,  sure it is 888-788-7413 and my direct extension is 100

Matt: Great I will put those in the show notes as well so that people can refer to that through the transcripts. Well, Stephen I really appreciate your time with us and sharing so authentically and sincerely what you have been through and how you are pulling yourself back up and it sounds like you are darn near there. What is one word of advice, or maybe you have a few words of advice that you would give to someone right now that finds themselves at a low point.

S: If I found myself at a low point the biggest thing that I would do is to really think through ultimately where you want to go, what is your dream? Now, that is one of the things that I noticed over the years that people lose their dream, they don’t have a reason why they are doing anything, and if you don’t have a dream, if you don’t have something that you are shooting for , a goal , then it is going to be very difficult to pull yourself back up. And, you know there are a lot of people right now that are going through challenging times, but you’ve got to know why you are here and where you are going. And, the next thing that you would have to do is you’ve got to make a decision,  you have got to make a decision that no matter how busy you are, how bad things are, how challenging things are,  that you are going to be different. That you are going to change and that you have the ability to do it. If everyone of you listening to this message must get that they have the ability to be different, but it is going to take you, it is not going to be because of your circumstances no one is going to hand you anything, no one is going to give you something that you have not earned. If it is going to change it is going to be because of you. If things are going to be different in your life, Myself, there are only two things that are different between them and It is time and the size of their dream. That is the only difference between you and someone who is succeeding in what you want to accomplish is the size of their dream and time that is the only difference. So after this call, after this little message I am leaving you here, but there will be only one thing different and that is time. I hope you take this information and start developing a huge dream and I hope you have a big reason why you are on this earth, and why you want to accomplish what you want to accomplish because then you can start putting in the actions so that it can start shortening that time span and that is all I would like to say.

M: That is great, and thank you for saying that. I mean you have been such a great mentor and such a great influence for me and I am glad you have been able to share your words of wisdom with the listeners and I think it’s pretty clear why I even had you on this phone call, so thank you very very much for your time and you know that in the future would you mind if we asked you back and you could bring us up to date with how Maxiview Mirrors is going?

S: Absolutely, no problem, sure you can call me anytime.

Matt: Perfect, all right I will let you go I know you’ve got a busy day, and I will talk to you soon and we invite you back as well.

S: Well alright Matt Thanks you very much I appreciate it.

Matt: You bet; take care Stephen.

Matt: Great call, I hope you are listening to that, there are a lot of good nuggets in there, especially right there at the end. You know when I got out of the Marine core  I remember hearing a quote from General Colman Powell and he said something to the effect that “indecision has cost the American government, the  American business, and American people billions of dollars more than the wrong decision.” In other words, not making a decision can be more costly than not making one, even if it is the wrong one. Now that quote has stuck with me and I have remembered it ever since, and I have referenced it at least a hundred times in conversations since and what I have come to know is that indecision is broadly recognized as a success killer, yet completely ignored as a distinction in the world of personal development. You know, we heard right there at the end how important it is to make a decision, to make a decision when it is time for you to start over, when it is time for you to do over.

I want to expand on that , but in a different way, let’s talk about indecision, let’s talk about indecision, by the way indecision is also a decision, but let’s talk about it specifically, you see there are two types of decisions. Okay, the first one is a Yes or No decision. What will happen if you say yes, and what will happen if you say no? Type two is a right or left decision. You know when you find yourself at this proverbial fork in the road I mean you can become paralyzed, “what, do I turn left or do I turn right?” You know like the price is right, do you want what is behind door number one or door number two, these two types of decisions have one thing in common they can stop us dead in our tracks, indecision is toxic, it is absolutely murder to your progress. Okay, it will destroy you success, it could cost your entire do over. You know at any moment of indecision the best thing that you can do obviously is make the right decision, the next best thing is the wrong decision, and the worst thing that you can do is absolutely nothing. Be careful of the words, I will warn you of these words if they come out of your mouth, I mean awareness is everything, but be very careful of the word let me think about it. I mean those words are typically the precursor for indecision, I mean sure I want you to think about your decisions, go ahead and think, but then decide, decide swiftly and here is why, decision causes movement or else nothing happens. Nothing happens without a decision, nothing will move without a decision, and the danger with indecision is that you are unknowingly moving backwards. You are not just standing still waiting to make the right decision, you are moving backwards because life continues to move forward, so if  you find yourself paralyzed by indecision life is going to pass you by. You need to believe that, I mean life is short, no strike that life is fast and the older you get the faster it seemingly gets, so you need to make decisions because if you don’t, whoooooovv, life is going to pass you by.

You know whenever you see a successful person or a successful business, or organization, or just successful event, someone at some point made a very courageous decision. They made decisions so with your do over you want to develop a reputation for making decisions, and making quick decisions, you know a while back a really good friend of mine gave me a call  and was raving about this little town in Alabama where we could pick these small little houses for 35,000 bucks, hey I said that right, I mean I am from southern California, I mean that sounds like a joke, I mean that is my mortgage payment, but we could pick up a whole house for under 35,000 dollars and my friend went on and on about how he was witnessing with his own eyes the transformation of this little town and one specific street in particular, I mean Matt I have already bought one house and I am going to buy another really soon you should really pick up one for yourself, I am telling you this town is going to explode,  so I got off the phone with him and I was really excited  because he wouldn’t have called me and told me such a thing if it were not true, but I kind of got depressed for a minute because I only had five thousand dollars to my name and I know rent was due, so I shared my situation with some friends and I told them all about it and to my surprise a couple of friends offered to give me the money, to loan me the money to do it, I mean my first shock was that I didn’t know the people I was hanging around at that time actually had 5,000 to loan me let alone 35,000 to loan me. And, they made that offer my first response was of excitement and delight,  but then I did follow it up with a let me think about it, didn’t want to let my friends down. They made a gracious offer and I wanted to make sure that I did the right thing, so to make a long story short I never did take my friends up on that offer. I mean they were so generous and gracious, but I never took them up on the offer. Then six months later the property value in that area soared to 350,000 in six months, that is like a 1000% return almost, I mean a couple of years later it was up to 750,000 and even as this nations real-estate took the significant hit in 2008 I mean that little street was virtually unaffected as the value of that real-estate today is sitting around 1,000,000 dollars the last time he told me, that was about a year ago, when he told me about it. You know, by not making that decision to accept the gesture of 35,000 dollars offered by my friends I lost the minimum of 75,000 dollars and I lost the opportunity to give a sizeable return to my friends who made the offer in the first place. You know, had I accepted their offers made the investment and the opportunity failed , like it didn’t pan out, or say the street just took a nose dive, I only lost a mere 35,000 bucks, in hindsight it would have only taken me a few months to recover an pay back my friends, and that is when the lessons of indecision can be really  painful, and as I describe it and talk about it, it is really a small decision, but it is the smallest decisions that can change your life. I mean the subsequent three years they turned out to be the worst for me financially than anything that I experience 15 years previously. Had I made a decision and decided to join my friend in pursuing investments in that neighborhood, had I joined up with my friends generous offer to give me 35,000 dollars, I mean the impact on my life to experience an extra 50,000, 100,000, or 200,000 dollars during those years, during those years that I was suffering, I mean that would have opened up so many other opportunities and spared me a whole lot of heart ache, regret and worry.

I mean Napoleon Hill said it, “the rich make up their minds quickly and they change them slowly, while the poor make up their minds slowly and change them quickly.” You know , just consider this, each time you    put off making a decision you rob yourself of time and a clear mind and loss of a day performance.  Nothing happens with indecision and to compound the problem more days are lost lamenting over the lost days. But the true cost of indecision is not just limited to waste of time and lost opportunity and lost money. Indecision exacerbates worry it makes it worse it breaths heart ache and sadness. Indecision can be debilitating I mean it can take on a life of its own and can creep into you character it can be contagious and effect those around you, it can chip away at your self confidence and the confidence that others have in you. It will not only stifle your progress it will stifle that of the people around you as well. So here it is whether you think that you can or cannot do, I know what think I am going to say, your right, right, no that is not what I am going to say, whatever you think you can or cannot do just begin, just do it if you will. I mean just do you know how at the moment of decision and what you are going to come to realize more times than not, just like I did, it is not just what we know or have analyzed prior to making a decision that makes it a good one. It is not what we do before we make a decision that makes it good but what we do after the decision that makes it a good one. More times than not that is the case.

So whether you think you can or cannot do just begin, so here is your homework make decisions and make them quickly. And here is the second part, stick with the decision and then act on the decision, follow through, don’t change your mind unless you absolutely have to. Very simple homework today, make decisions, makes them quickly, stick with the decision and then act, and doesn’t change your mind. So that is it for this episode, if you didn’t hear the last episode 4, I think you are going to want to go and check that  out, if you don’t your do over could be a very disappointing one as we discussed the biggest barrier and it is an invisible barrier the biggest barrier to your do over. One that will completely derail your success if you ignore it, and I don’t want that to happen. And, here is the thing nobody even knows that it is there, I mean it is invisible that is why we call it an invisible barrier and it will destroy you. So go back and listen to episode four if you missed it.

So coming up next episode we are going to go over the ten mistakes that the newly self employed make so, if your do over consists of becoming self employed, entrepreneur, or just starting a business, you are not going to miss that one. Here is your chance to take my hindsight and turn it into your foresight. So you don’t make the same mistakes that I did. Lastly go to and download your copy of the three pillars of the ultimate do over, it’s free it is my gift to you, don’t waste this gift, and if it is not the best free thing that you received all year I’ll…I don’t know what I am going to do, but I’ll do something, at the very least let me know, and let me know why and if you like what your heard today, and or, if there is something that you would like to hear more of please visit iTunes at your convenience and leave your comments and suggestions, much appreciated, I am Matt “The Do Over Guy” and I will see you next time on your do over.

Narrator: Thank you for tuning into Your Do Over, where the ignored, underestimated, and unknown steps to producing results and making life work are revealed, and remember: “Knowledge is potential power.” Take action on what you learned today. This is not Your Learn Over, its Your Do Over. To review the resources references reviewed in today’s show and to receive a complete show transcript visit Stay connected to Matt “The Do Over Guy” Theriault on twitter at the Do Over Guy, and on Facebook at